Single Funeral Cover

Gemstone Funeral Plans

Sapphire Plan
R10 000 Cover & LOYALTY REWARD
R65
Month

Single Plan

AGE 18-64 years

Waiting period: 6 Months

Loyalty Reward: Guaranteed R2000 cash back if MFG does service.

Repatriation Benefit incl

Tombstone Benefit Additional: R5 per R1000 per life

Nkomo Benefit Additional: R10 000 for Nkomo R40 per life

Diamond Plan
R20 000 Cover & LOYALTY REWARD
R160
Month

Single Plan

AGE 18-64 years

Waiting period: 9 Months

Loyalty Reward: Guaranteed R5000 cash back if MFG does service.

Repatriation Benefit incl

Tombstone Benefit Additional: R5 per R1000 per life

Nkomo Benefit Additional: R10 000 for Nkomo R40 per life

Benefit Waiting Period

6 Months for Main Member & Spouse, and Children and then 9 months for extended Family member.

Repatriation Benefit incl in all Gemstone Plans

Repatriation of Mortal Remains within South Africa, Namibia, Lesotho, Swaziland, Botswana, Mozambique and Zimbabwe. When a member’s death occurs more than 100 km from their normal place of residence/place of burial, the deceased will be transported to the place of burial irrespective of where the death occurred, or where the burial will take place, provided that the repatriation is within the defined territory.

Maximum Cover

Maximum funeral cover under all individual and group policies:

  • R10 000 under the Age of 6
  • R25 000 6 or older, but younger than 18
  • R50 000 18 or older, but younger than 65
  • R15 000 if they are 65 or older.

Any cover above the maximum falls away.

Additional Cash Cover (Age 18-70)

Cash amount       Premium
R5000 . . . . . . . . . . . R30
R8000 . . . . . . . . . . . R40
R10 000. . . . . . . . . . R65
R15 000. . . . . . . . . . R80
R20 000. . . . . . . . . . R120

Waiting Period 6 Months

Additional Cash Cover

  • Age 71 - 85
    • R5000 Cover
    • 9 Month Waiting Period
    • R50 pm
  • Age 85+
    • R5000 Cover
    • 12 Month Waiting Period
    • R80 pm

More funeral cover plans